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13-Aug-2017 02:28

The latest Vantage Score 3.0 model uses a range between 300 and 850.A Vantage Score above 700 is considered to be good, while above 750 is considered to be excellent.Additionally, credit scores are not stored as part of your credit history.Your credit score is calculated only when your credit score is requested.A good credit score could also mean that you are able to rent the apartment you want, or even get cell phone service that you need.Think of your credit scores like a report card that you might review at the end of a school term, but instead of letter grades, your activity ends up within a scoring range.FICO Scores are used by many lenders, and often range from 300 to 850.

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Opening a secured credit card is another way to get started building your credit.Having good credit is important, because it determines whether you’ll qualify for a loan.



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